Personal Finance


I ran into a former high school student a few days ago. Harried with her college school work and working full-time to survive, she still looked happy.

Photo Courtesy Charles_Chan

Photo Courtesy Charles_Chan


Let me tell you a little about her. Mary had been kicked out of her mother’s house at age 15. she had lived with aunt for  few months – until she got tired of having a teenager hanging around, cramping her own lifestyle. (more…)

One of my biggest frustrations is trying to buy just about anything today.Over the last twenty years or so the number of choices available has just absolutely exploded.  The internet has made shopping simultaneously infinitely easier and infinitely more complex.

Years ago, before the internet and the availability of on-line shopping, when you needed something you went to your local retailer and looked at the stock on hand. Generally, they stocked only a few models of any given product and you made your decision from that selection. If your needs were more specific, the retailer might drag out the catalog (more…)

Let me ask you a question.

What does it take to satisfy your needs and wants? I mean, How often have you made a purchase, taken a course of action or what not and been truly satisfied with the result?

When was the last time a purchase you made was “good enough”? (more…)

About three years ago I ran across an interesting book by Joe Dominguez, “ Your Money or Your Life. Fittingly, I found this book in a used book store. I read through the book fairly quickly and was truly impressed with Joe’s message. (more…)